Key Highlights
- Both PF accounts have to be linked with the same UAN
- Aadhaar verification and link with UAN account is must
- Digital approval required from old employers
Employees switching jobs often end up with multiple Provident Fund (PF) accounts, making it difficult to manage and track their retirement savings. The Employees’ Provident Fund Organisation (EPFO) now allows users to merge multiple PF accounts into a single Universal Account Number (UAN) for easy access and better financial planning. Here’s how you can merge your PF accounts seamlessly online.
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How To Merge Two PF Accounts Under One UAN

Step 1: Activate UAN ( Necessary Step)
Activating a UAN account is a necessary step to merge two different PF accounts to a single account. You can simply visit to the EPFO Unified Member Portal( https://unifiedportal-mem.epfindia.gov.in) to activate your UAN. Not, Keep your PF number and registered mobile number handy for the UAN activation.
Step 2: Log in to the EPFO Member Portal using your credential
Step 3: Go to the ‘One Member – One EPF Account (Transfer Request)’
- Click on the dashboard and select ‘Online Services’ option
- Now tap on the ‘One Member – One EPF Account (Transfer Request)’.
Step 4: Provide Accirate Previous Employer Details
- Cross check the current employer details that will be auto-filled
- Enter the UAN-linked details of the previous employer.
- Simply select the option to transfer claim verified by the old or current employer.
Step 5: Verify and Submit OTP
- Review all the details before you submit the verification request
- Tap on the Submit option
- Enter the OTP received on your registered mobile number to complete the request
Step 6: You can now track the status from the “Track Claim Status” option from the Services tab