WhatsApp has integrated numerous new features into its messaging application on the Android and iOS mobile ecosystems. The brand has also released multiple of these features to the WhatsApp Web version as well in the last few years. WhatsApp is amongst those few messaging applications that is based on an end-to-end encryption chat system with which it becomes most secure for personal and private messaging.
WhatsApp isn’t solely upgrading its platform for an improved texting experience. The changes and features added in the last few years have also enhanced the experience of voice/video calling directly from the app and sharing data such as media files and location. But that’s not it, WhatsApp is modernizing itself with the given market trend and has also integrated payment services including UPI.
With the WhatsApp UPI integration, users now can easily make payments at local retailers and vendors easily. Suppose you are a frequent WhatsApp user and want to send or receive money from any of your friends or family who isn’t using any other specific UPI or digital payment app.
In that case, WhatsApp will be of great use. WhatsApp has simplified the payment transfer process using the messaging application directly. A dedicated option has been added for UPI payments on WhatsApp. If in case, you wish to use WhatsApp as the primary app for UPI transfers beyond messaging, you should know the steps to set up this feature. In this article, we have listed the method to set up payments on WhatsApp and send/ receive money using WhatsApp UPI. Take a look:
How To Setup Bank Account For WhatsApp UPI Transactions
You must make sure the bank account you are planning to link to your WhatsApp for UPI payments. The account should be of an Indian bank in order to support UPI payments. Also, the primary phone number registered with the bank and WhatsApp should be the same.
Step 1: Launch WhatsApp and open the chat window or the tap on the contact to whom you wish to send money.
Step 2: Select the Payments option. You can also do this by tapping on Attach and then Payment.
Step 3: Enter the amount that you wish to send as UPI via WhatsApp and click Next.
Step 4: You’ll see Get Started option. Tap on it.
Step 5: The Terms and Privacy Policy window will open up. Click Accept and Continue.
Step 6: Now, the list of banks will show up on your screen. Select your bank name.
Step 7: Tap on the Verify via SMS option and then select Allow.
Step 8: Select the bank account from which you want to send or receive money.
Step 9: Click Continue to verify your debit card details.
Step 10: Once the card is added cross check the details and then tap Verify card.
After the card has been added and UPI has been setup, you’ll be able to send money using WhatsApp. The remaining steps are listed below:
Step 1: Open the chat or the contact to whom you wish to send money via WhatsApp UPI.
Step 2: Tap on the Payments Icon (Rupee symbol)
Step 3: Enter the amount that you want to transfer.
Step 4: Select Next and then tap on Send Payment option. You will need to enter the UPI PIN to complete the payment transfer.
