WhatsApp is a highly popular and widely used social media messaging platform. The Meta-owned app is used by billions of people all around the world. You can exchange messages with an active internet connection after installing WhatsApp on your Android phone. Not only this but linking your bank account to WhatsApp Messenger allows you to send and receive payments.
A user has to first initiate a payment to a contact before using WhatsApp Pay. They can set up their UPI account on WhatsApp once the request has been received from the other hand. If you’re new to WhatsApp Pay, here’s a step-by-step guide on how to add a bank account through settings and chats.
Steps To Add A Bank Account In WhatsApp Pay From Settings
Step 1: Open WhatsApp Messenger on your mobile phone.
Step 2: Go to the ‘Settings’ section.
Step 3: Select ‘Payments’ and tap on ‘Add New Account’.
Step 4: Press ‘Accept’ and then tap ‘Continue’ to accept WhatsApp Pay’s terms and privacy policy.
Step 5: Now you will see a list of banks that you can link with WhatsApp Pay. Tap ‘Verify via SMS’ after selecting the bank name you prefer.
Step 6: Your phone will display a pre-filled SMS with a verification code. To send this message and authenticate your account, tap ‘Send’.
Step 7: Next, tap the bank account you wish to add to send and receive payments with WhatsApp. Tap ‘Done’.
Steps To Add A Bank Account In WhatsApp Pay From Chats
Step 1: Open WhatsApp and go to the chat of the person you’d like to send money to.
Step 2: Click the ‘Payments’ icon.
Step 3: Type in the amount you’d want to send. Now, tap ‘Next’ and then ‘Get Started’.
Step 4: Click the ‘Accept’ button. Tap ‘Continue’ to accept the company’s terms of service.
Step 5: Select the name of the bank you would like to connect with WhatsApp Pay. Now, tap ‘Verify via SMS’.
Step 6: Tap the bank account you want to add to send and receive payments with WhatsApp. Tap ‘Continue’.
Step 7: Click ‘Next’ after verifying your debit card details to return to your payment message.
WhatsApp payments use UPI (Unified Payments Interface) which is supported by the majority of major banks. In order to make payments, the phone number associated with your WhatsApp account is used to identify your bank account details.
